• Buying or renting a home

    February 19, 2016

    I was once a homeowner until I got divorced and was fleeced for everything by my ex-wife. Rightly or wrongly I made some decisions about what I thought was the right moral thing to do. From my first marriage I had three children. They were born and bred in that house and they still live…

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  • Buying Teachers Christmas Presents

    December 9, 2015

    I am not a killjoy, but I have difficulty understanding the ever growing year on year tradition of buying your children’s teachers Christmas presents. This morning I was approached by one of the mother’s at the nursery that R & M attend and I was asked if we had bought the teachers a present for…

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