Financial Tips For Families With Children

Having children is the best, and most rewarding, thing that will happen during your life. It changes you forever, and now you have the responsibility of helping these little humans develop into strong, independent people. Pretty cool, huh? However, despite all of the great things about having kids, they do have a severe impact upon your bank account. You can’t get everything now, can you? If you want to make sure that you’re treading water financially – and even putting aside a bit of money for the future – there are a few things that you can do to be… [Read More]

Saving For A Special Holiday

When you are the parents of seven year old twin girls as we are we want to try to give them the best that we can and also create some magical memories that will live on in their minds forever. One particular memory that they will never forget is our holiday to Disneyland Paris that we went on about a year ago, it took us quite a long time to save the money we needed to make a trip of a lifetime. So it was time to think about our finances and how we could save money to put towards… [Read More]

Personal Finance Tips: Why the Grass Isn’t Always Greener on the Other Side

It’s common for people to obsess over the lives of other people. There’s a reason why there are entire TV shows dedicated to documenting every time celebrities leave their homes. While it can be fun and entertaining to follow the lives of others, it can also be dangerous when taken too seriously. This is especially true when we start comparing ourselves to other people. No two people are alike—especially when it comes to personal finances. Here’s why you need to get out of the mindset of thinking the grass is always greener on the other side.  Personal Finances Isn’t a… [Read More]

One Way to Make Some Extra Money: PPI Claims #AD

Making some extra money is never easy, but if you could find a way to make some extra, what would you spend it on? Here are a few things that I would spend it on. Home Improvements This is a really big one for me because there is always so much to do when you own your home, and so often we put things off because of a lack of money. Our home is definitely in need of some TLC. At the moment, the whole of our home needs new carpet throughout, but it is such a huge outlay of… [Read More]

What to Do When Your Parents Are Poor Money Managers

With 80 percent of Americans currently in debt, it is clear that many people struggle with their finances. The reasons for this include but are not limited to; not having a budget, over spending, get rich quick schemes, lack of financial knowledge and getting into debt. Almost 90% of baby boomers and 80% of Gen Xers are in debt. If your parents are bad with money, you have probably experienced one or more of these scenarios; They make unnecessary purchases with their money.  They keep calling you to bail them out of every bad financial situation.  They borrow money from… [Read More]

Are You Saving For Your Children? Start Early

I became a dad 23 years ago. There is no doubt that when I was holding my first born for the very first time, the last thing on my mind was how much it was going to cost to raise my child, and ensure that I do my best to help them in every way I could, which of course takes money. I consequently went on to have three children in four years. It still didn’t dawn on me just how much it was all going to cost having children. Needless to say it has now! Raising children is without… [Read More]

Top Part Time Income Sources You Can Pursue With Your Day Job

Not many people consider their time as their most precious commodity. Those who do are exponentially more successful than their counterparts. Whether you’re an entrepreneur at heart or just a smart human who knows how to convert time into income streams, this is the ideal era to be living in. Internet, cloud powered apps, flexible work rules, and a general sense of acceptance for innovative ventures – all these factors fuse together to create an ideal ecosystem for enterprising people to set up multiple income streams. Don’t stick to your office job, particularly when there are so many proven effective… [Read More]

How To Save Money As A Homeowner

Owning a house is one of life’s biggest luxuries. You get to live in a place you call home, and there’s never any worry about paying rent or being kicked out because the landlord wants to sell. More importantly than that, owning a home helps you create a stable place for your children to grow up. You’ve put all your eggs in one basket and settled down in a nice family-friendly location, making it easier for them to go about their life. As if all this wasn’t already enough, you’ve also got a very valuable asset that can come in… [Read More]