Why Insurance For Builders And Tradesmen Is So Important

I have been a self-employed painter and decorator for over 20 years and along the way I have learnt many things about running a successful business. One important lesson I have learnt is to do everything properly and not to cut corners because it might save you a few pounds. It quite honestly is not worth it. It will always at some point come and bite you in the future so if you are going to run your own business either as a limited company or by being self-employed get it right and be professional. Your customers, and employees will… [Read More]

Financial Tips For Families With Children

Having children is the best, and most rewarding, thing that will happen during your life. It changes you forever, and now you have the responsibility of helping these little humans develop into strong, independent people. Pretty cool, huh? However, despite all of the great things about having kids, they do have a severe impact upon your bank account. You can’t get everything now, can you? If you want to make sure that you’re treading water financially – and even putting aside a bit of money for the future – there are a few things that you can do to be… [Read More]

Areas Where Your Household Could Save Money

We’re all looking for ways to save a bit more money and some more than others. Depending on how you’ve been running your household so far, there are several ways to ensure that you can save as much as possible while still living the way you want to. Image by: Pexels It just makes it so much easier to achieve your saving goals – and you’ll become slightly greener as well, while you’re at it. If you’re looking for ways to increase your savings this month, you’ve definitely come to the right place. Here is a handful of ways to… [Read More]

Saving For A Special Holiday

When you are the parents of seven year old twin girls as we are we want to try to give them the best that we can and also create some magical memories that will live on in their minds forever. One particular memory that they will never forget is our holiday to Disneyland Paris that we went on about a year ago, it took us quite a long time to save the money we needed to make a trip of a lifetime. So it was time to think about our finances and how we could save money to put towards… [Read More]

Personal Finance Tips: Why the Grass Isn’t Always Greener on the Other Side

It’s common for people to obsess over the lives of other people. There’s a reason why there are entire TV shows dedicated to documenting every time celebrities leave their homes. While it can be fun and entertaining to follow the lives of others, it can also be dangerous when taken too seriously. This is especially true when we start comparing ourselves to other people. No two people are alike—especially when it comes to personal finances. Here’s why you need to get out of the mindset of thinking the grass is always greener on the other side.  Personal Finances Isn’t a… [Read More]

One Way to Make Some Extra Money: PPI Claims #AD

Making some extra money is never easy, but if you could find a way to make some extra, what would you spend it on? Here are a few things that I would spend it on. Home Improvements This is a really big one for me because there is always so much to do when you own your home, and so often we put things off because of a lack of money. Our home is definitely in need of some TLC. At the moment, the whole of our home needs new carpet throughout, but it is such a huge outlay of… [Read More]

What to Do When Your Parents Are Poor Money Managers

With 80 percent of Americans currently in debt, it is clear that many people struggle with their finances. The reasons for this include but are not limited to; not having a budget, over spending, get rich quick schemes, lack of financial knowledge and getting into debt. Almost 90% of baby boomers and 80% of Gen Xers are in debt. If your parents are bad with money, you have probably experienced one or more of these scenarios; They make unnecessary purchases with their money.  They keep calling you to bail them out of every bad financial situation.  They borrow money from… [Read More]

What to do When You Can’t Pay Your Taxes

Tax trouble is a common phenomenon that occurs in the lives of millions of Americans. While we can dream that taxes would disappear, or that they wouldn’t exist at all, the reality is that we owe a responsibility to our country… and it has a price tag. Hard times befall the best of us and they usually have a lot to do with debt. From student loans, mortgages, credit cards and the likes of, to just about anything that can rack up money owed, debt can become a major problem in our lives. Unfortunately, while trying to manage all of our other payments we lose… [Read More]