Personal Finance Tips: Why the Grass Isn’t Always Greener on the Other Side

It’s common for people to obsess over the lives of other people. There’s a reason why there are entire TV shows dedicated to documenting every time celebrities leave their homes. While it can be fun and entertaining to follow the lives of others, it can also be dangerous when taken too seriously. This is especially true when we start comparing ourselves to other people. No two people are alike—especially when it comes to personal finances. Here’s why you need to get out of the mindset of thinking the grass is always greener on the other side.  Personal Finances Isn’t a… [Read More]

One Way to Make Some Extra Money: PPI Claims #AD

Making some extra money is never easy, but if you could find a way to make some extra, what would you spend it on? Here are a few things that I would spend it on. Home Improvements This is a really big one for me because there is always so much to do when you own your home, and so often we put things off because of a lack of money. Our home is definitely in need of some TLC. At the moment, the whole of our home needs new carpet throughout, but it is such a huge outlay of… [Read More]

What to Do When Your Parents Are Poor Money Managers

With 80 percent of Americans currently in debt, it is clear that many people struggle with their finances. The reasons for this include but are not limited to; not having a budget, over spending, get rich quick schemes, lack of financial knowledge and getting into debt. Almost 90% of baby boomers and 80% of Gen Xers are in debt. If your parents are bad with money, you have probably experienced one or more of these scenarios; They make unnecessary purchases with their money.  They keep calling you to bail them out of every bad financial situation.  They borrow money from… [Read More]

What to do When You Can’t Pay Your Taxes

Tax trouble is a common phenomenon that occurs in the lives of millions of Americans. While we can dream that taxes would disappear, or that they wouldn’t exist at all, the reality is that we owe a responsibility to our country… and it has a price tag. Hard times befall the best of us and they usually have a lot to do with debt. From student loans, mortgages, credit cards and the likes of, to just about anything that can rack up money owed, debt can become a major problem in our lives. Unfortunately, while trying to manage all of our other payments we lose… [Read More]

Are You Saving For Your Children? Start Early

I became a dad 23 years ago. There is no doubt that when I was holding my first born for the very first time, the last thing on my mind was how much it was going to cost to raise my child, and ensure that I do my best to help them in every way I could, which of course takes money. I consequently went on to have three children in four years. It still didn’t dawn on me just how much it was all going to cost having children. Needless to say it has now! Raising children is without… [Read More]

Authenticity And Your Blog

I recently read a blog post written by David Shaul who writes a blog with his wife called David & Donetta. The post in question was called, How I Sold Out My Authentic Dad Blog. The post was about not writing many organic or authentic posts, and basically just making money from sponsored posts or link placements etc. I’m sure you get the idea. The post inspired me to write this because I think we are getting it wrong with authenticity. While reading it I had the overwhelming thought that bloggers are getting it wrong when it comes to being… [Read More]

Does A University Education Prepare You For The Real World?

I will start this post by saying I never went to university or for that matter ever had the opportunity to do so. At age sixteen I finished my GCSE’s and was promptly told by my mother that I needed to find a job as she was not going to fund my life. So on a personal experience level I have no idea of how university does or doesn’t prepare you for the real world, but… Two of my children have attended university. One has completed her course and the other is moving into his second year in September, so… [Read More]

Unexpected Moments When I Needed Money Quickly

When you first get married and have bought or are renting your first home, there is a lot of expense and there is no doubt it’s very tough to balance the books. Sometimes I felt as though we were robbing Peter to pay Paul, and it always seemed forever until our next pay cheque. The consequences of this meant that I always found that within a week of payday, I’d run out of money. Quite often the only solution back in the day was to ask mum or dad for a loan. Thankfully things have changed since then, and nowadays… [Read More]