Are You Saving For Your Children? Start Early

I became a dad 23 years ago. There is no doubt that when I was holding my first born for the very first time, the last thing on my mind was how much it was going to cost to raise my child, and ensure that I do my best to help them in every way I could, which of course takes money. I consequently went on to have three children in four years. It still didn’t dawn on me just how much it was all going to cost having children. Needless to say it has now! Raising children is without… [Read More]

Authenticity And Your Blog

I recently read a blog post written by David Shaul who writes a blog with his wife called David & Donetta. The post in question was called, How I Sold Out My Authentic Dad Blog. The post was about not writing many organic or authentic posts, and basically just making money from sponsored posts or link placements etc. I’m sure you get the idea. The post inspired me to write this because I think we are getting it wrong with authenticity. While reading it I had the overwhelming thought that bloggers are getting it wrong when it comes to being… [Read More]

Does A University Education Prepare You For The Real World?

I will start this post by saying I never went to university or for that matter ever had the opportunity to do so. At age sixteen I finished my GCSE’s and was promptly told by my mother that I needed to find a job as she was not going to fund my life. So on a personal experience level I have no idea of how university does or doesn’t prepare you for the real world, but… Two of my children have attended university. One has completed her course and the other is moving into his second year in September, so… [Read More]

Unexpected Moments When I Needed Money Quickly

When you first get married and have bought or are renting your first home, there is a lot of expense and there is no doubt it’s very tough to balance the books. Sometimes I felt as though we were robbing Peter to pay Paul, and it always seemed forever until our next pay cheque. The consequences of this meant that I always found that within a week of payday, I’d run out of money. Quite often the only solution back in the day was to ask mum or dad for a loan. Thankfully things have changed since then, and nowadays… [Read More]

Top Part Time Income Sources You Can Pursue With Your Day Job

Not many people consider their time as their most precious commodity. Those who do are exponentially more successful than their counterparts. Whether you’re an entrepreneur at heart or just a smart human who knows how to convert time into income streams, this is the ideal era to be living in. Internet, cloud powered apps, flexible work rules, and a general sense of acceptance for innovative ventures – all these factors fuse together to create an ideal ecosystem for enterprising people to set up multiple income streams. Don’t stick to your office job, particularly when there are so many proven effective… [Read More]

Why Seeking Financial Help is Often the Last Resort

We all have to deal with the immense pressure that modern society creates, what with the many outgoings a typical family has, and in the event a person finds themselves having to struggle to meet their monthly outgoings, there is a temptation to leave things as they are. Whether out of embarrassment or fear, some people prefer to ignore the final demand letters and refuse to answer the calls, somehow hoping that the problem will leave as quickly as it came. The reluctance to deal with an ongoing financial issue could stem from a number of reasons, which we will… [Read More]

Finding The Balance Between Teaching The Basics And Technology With Our Kids

The world we live into today is now totally reliant and massively influenced by the internet, with social media being at the forefront of all of this. There is of course no doubt that my six year old twin girls will be hugely influenced by technology and the internet, and there will be nothing I can do about it because it’s going to be their world. In fact, it is there world. Two of my older children actually don’t remember life without the internet, and they are respectively 19 and 20 years old, which for me ultimately shows how long… [Read More]

The Sun Has Arrived Finally: My Sunday Photo

So finally the beast of the east has left us, and the skies have turned blue, and there is a strange yellow circle called the sun shining brightly, and quite honestly it feels like it’s been six months since we last saw the sun. No wait, it is six months since we last saw it, haha! So yesterday we decided to meet up with family and visit our local park for a picnic and a day out for some fun. Our local park is about a ten minute drive from where we live. It is fantastic to have a park… [Read More]