How to reduce the risk of burglaries.

#AD. In the interest of disclosure and transparency, the syndication of this article has been provided and paid for by FBD Insurance There is no doubt that having your home burgled is a very distressing experience. That is why FBD Insurance have prepared a few simple a few simple steps that can help protect your home and reduce the risk of burglaries.  Light up  Keep your home well lit – nearly half of burglaries (46%) occur between 5pm and 11pm (source: www.garda.ie) Shine a light – garden lights and motion-detecting floodlights can make approaching your home too conspicuous for a… [Read More]

A Guide to Making a Successful TPD Insurance Claim

If a person is unable to work for any reason, their superannuation fund can be accessed to financially provide for the future. In order to claim for Total & Permanent Disability (TPD), a person must be unable to work, and unlike other compensations, it is not necessary to prove that the injury or illness was work related, or indeed that a third party was responsible. If you are planning to claim for TPD, it is crucial that you first consult with an experienced superannuation lawyer, as this person would help you to put together a strong case. Photo by rawpixel on Unsplash What… [Read More]

Tips For Caring For Your Garden During The Cold Winter Months

Have you gone to great lengths to grow a beautiful garden during the spring and summer? Now, you’re worried about the cold winter months ahead. There is truly no doubt that the cold weather can wreak havoc on your plants, but there are some ways to protect them during this time of the year. With the right game plan, you’ll be able to keep your beautiful garden alive during the cold winter months and have it shining beautifully again come spring. Within this guide, you will discover tips for protecting your garden during the winter. Preparing Perennials As a gardener,… [Read More]

7 Unique Disasters Covered by Many Renters’ Insurance Policies

Most renters’ insurance policies cover common occurrences such as fire, theft, and water damage. Most also provide liability coverage, which means if someone injures himself or herself while in your apartment, your insurance may protect you from his or her damages. Never assume the property owner’s insurance covers the inside of your premises. It doesn’t. You must protect yourself and your belongings. Alongside the three instances above, some policies also cover these seven unique disasters. 1. Aircraft or Other Vehicular Damage Many never think about an aircraft crashing into their residence until it actually happens. Here’s hoping it never happens… [Read More]

The Christmas Cost

I’ve teamed up with Admiral insurance for their cost of Christmas campaign. The idea behind the campaign is to see how the cost of the festive season has changed over the last 40 years. Admiral have created a very clever widget which people can interact with. Simply select which year you’d like to find more about (2006, 1996, 1986 and 1976), and then  you can compare this against your spend at Christmas to find out what items have gone up and if prices have dropped on certain items. You can find the widget online at admiral.com/costofchristmas. Admiral have also included some… [Read More]

Car Costs Driving You Up The Wall?

If you’re always looking for ways to cut the costs of your household, then it might be a good idea to occasionally look outside the house itself. For instance, look at the second most expensive thing in your life: the car. Beyond just buying a car, they constantly come with costs that you can easily cut just by being a bit savvier with them. Photo Credit Know that you’ll need repairs It’s a cost that seems to come out of nowhere, but it doesn’t really. All cars degrade over time and all drivers are likely to get into accidents that… [Read More]

Why Home Insurance Is One Of The Most Important Things You’ll Ever Get

As the title says; home insurance is one of the most important things you’ll ever get. You should never cut corners when it comes to home insurance, or worse, choose not to get it at all. If you’re not convinced that you actually need home insurance and that it’s just another expense, this post should convince you otherwise.  Protect The Structure Of Your Home Home insurance is going to help you to protect the structure of your home. It may seem sturdy enough now, you don’t really know how it’s going to hold up in a disaster such as a… [Read More]

4 habits that are driving up your motoring costs

Most people like to think that they’re a good driver, or at the very least, not too bad. In reality though, lots of us have some bad habits that are actually costing us money every time we hit the road. In this post, I hope to highlight some of the worst habits and look at how changing a few things can help make your money go further.  Letting your car insurance automatically renew Even if you’re strapped for time, it’s important to shop around for insurance and not to automatically accept the quote that your existing insurer gives you. An… [Read More]