There is no doubt that we are currently living in tough financial times. The cost of living and inflation is rising on a constant monthly basis. Of course, this is due to energy prices hitting all-time highs which is putting a lot of pressure on household budgets. All of this doesn’t mean that you can’t…
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5 Simple Ways to Boost Your Finances
Read moreBeing a good parent not only asks you to instill positive values in your kids, but it also requires you to give them all the basic necessities in life. From education to recreation, this includes multiple aspects that help in your child’s development and growth. However, when you are running short on funds, fulfilling these…
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Saving Is Essential, But What Are You Saving For?
Read moreMoney can cause a lot of issues in life, especially when you don’t have any. Budgeting is important in life as it helps you to figure out where you are with your finances, and one of the things that you need to be doing is saving. It’s difficult to work out exactly what you are…
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How The Covid Pandemic Has Changed How I Manage My Personal Finances
Read moreThe last year has meant lots of fundamental changes to our lifestyles. This of course has been due entirely to the global covid pandemic that has swept across the world and unfortunately continues to sweep across the globe as many countries are experiencing second and third waves of covid transmission. As many countries experienced their…
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5 Smart Money Steps You Should Take When Making Your New Year Financial Goals
Read moreOne of the vital steps to becoming financially stable is setting both short-term and long-term goals. Becoming overwhelmed as you start making your new year’s financial goal is normal. However, you first need to define what success means to you. To some people, it means a deluxe lifestyle that is full of expensive cars and…
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5 Things You Can Do When You Are Short On Rent
Read moreThere’s rarely a tenant who has a perfect record of paying their rent in full and on time. If you are struggling to pay your rent this month, you are in good company. People occasionally fail to pay their rent, so it shouldn’t be a worry if you know yours is a temporary problem. This…
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[AD] Childcare Offer for Wales Helping Working Parents Financially
Read moreIt is mid-December and I’m sure like me, a lot of you are right in the middle of getting ready for Christmas. As a father of five children it is not a cheap time of year. For us as a married couple the strain on our finances are worse during the Christmas run up, than…
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Financial Family Planning
Read moreIf you’re waiting for the perfect time to have a baby, you’re going to be waiting a long time. Trying to perfectly line up finances, careers, and biology is tricky. One thing is for sure, have a family can be expensive. According to research done by LV, the cost of raising a child from birth…
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[AD] Getting Your First Mortgage With Help From A Mortgage Advisor
Read moreThere comes a time in everybody’s life when hopefully you are in the right position to think about buying your first home. It may be that you have been to university, achieved a degree in your chosen subject and you have managed to find your dream job and you have met the person you hope…
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What Will You Do With You Pension Pot When You Retire?
Read moreSomething that we never think about during our 20’s and 30’s is retiring from work and that is rightly so. Why would you even think about something that is still years away? However, the years fly by and before you know it your children have left home, got married and made you a grandparent. This…
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Pros and Cons: Things to Know Before Embarking on the Path Towards Becoming a CPA
Read moreWhen considering which career to choose, people who are good with numbers often consider training to become a Certified Public Accountant or CPA. Because the education required is extensive, and the testing for the certification so difficult, CPAs enjoy widespread respect and can command a considerable salary. While the job has a lot going for…
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Four Ways To Avoid Letting Debt Overwhelm You
Read moreDebt is something that we can all experience from time to time, and for the most part, it’s a situation we can get ourselves out of eventually. However, it’s definitely a situation that can spin out of control, and the more you do to avoid it happening in the first place, the better. Here are…
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How to Check You Have Always Got the Best Deal
Read moreWhen you buy something you always want to make sure that you have got the best possible price for it. It can sometimes feel like a slap in the face to see your purchase listed elsewhere at a fraction of what you paid, even if you aren’t that frugal. Everyone loves a bargain and you…
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How to get on top of your debt quickly
Read moreNot so long ago, I wrote an article about why so many of us fail to seek advice, at an early stage, about paying off our debts. A lot of you read it, so I thought I would write more about dealing with debt. Once you have decided to take action, the quicker you do…
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Saving For A Special Holiday
Read moreWhen you are the parents of seven year old twin girls as we are we want to try to give them the best that we can and also create some magical memories that will live on in their minds forever. One particular memory that they will never forget is our holiday to Disneyland Paris that…
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Are You Saving For Your Children? Start Early
Read moreI became a dad 23 years ago. There is no doubt that when I was holding my first born for the very first time, the last thing on my mind was how much it was going to cost to raise my child, and ensure that I do my best to help them in every way…
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Unexpected Moments When I Needed Money Quickly
Read moreWhen you first get married and have bought or are renting your first home, there is a lot of expense and there is no doubt it’s very tough to balance the books. Sometimes I felt as though we were robbing Peter to pay Paul, and it always seemed forever until our next pay cheque. The…
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Running Your Own Business Advantages/Disadvantages
Read moreI have been running my own painting and decorating business for about 20 years now. I have never regretted starting out on my own, but that is not to say that it's been plain sailing all the way. Image source It was very tough in the beginning and of course the internet was not what it is…
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Cutting Household Bills Without Jeopardising Your Family’s Health
Read moreOne thing which can often lead families into debt is household bills. After all, everything from heating bills, council tax, and water bills can lead us scrimping and saving to get by. But obviously, these things are important for our family to lead a happy and healthy life. However, while you can’t go without heating…
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Start Saving for Christmas 2017 now!
Read moreI can’t believe that Christmas is over already! The turkey has been eaten, presents unwrapped and my front room now resembles a toy shop! Having said that though, I do have to give all credit to my wife for being super organised when it comes to Christmas shopping. She’s even made a start on saving…
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Has society's attitude changed towards buy now pay later?
Read moreAs a society are we still living on the credit card or have we finally realised that it’s not a clever way to live? As the saying goes, robbing peter to pay Paul. Back in the nineties getting loans and credit cards with huge spending power was common place. It was easy to go online,…
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Working Dad Of The Year Winner 2018
Finalist Vuelio Blog Awards 2018 – Daddy Blog Category
Number 4 on Vuelio’s 2018 list of Top 10 UK Daddy Bloggers
Number 10 on Vuelio’s 2018 list of Top 10 UK Parent Bloggers
Number 2 on Vuelio’s 2017 list of Top 10 UK Daddy Bloggers
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