Are You Saving For Your Children? Start Early

I became a dad 23 years ago. There is no doubt that when I was holding my first born for the very first time, the last thing on my mind was how much it was going to cost to raise my child, and ensure that I do my best to help them in every way I could, which of course takes money. I consequently went on to have three children in four years. It still didn’t dawn on me just how much it was all going to cost having children. Needless to say it has now! Raising children is without… [Read More]

Unexpected Moments When I Needed Money Quickly

When you first get married and have bought or are renting your first home, there is a lot of expense and there is no doubt it’s very tough to balance the books. Sometimes I felt as though we were robbing Peter to pay Paul, and it always seemed forever until our next pay cheque. The consequences of this meant that I always found that within a week of payday, I’d run out of money. Quite often the only solution back in the day was to ask mum or dad for a loan. Thankfully things have changed since then, and nowadays… [Read More]

Running Your Own Business Advantages/Disadvantages 

I have been running my own painting and decorating business for about 20 years now. I have never regretted starting out on my own, but that is not to say that it's been plain sailing all the way. Image source It was very tough in the beginning and of course the internet was not what it is today with the resources that are instantly available today at the click of a button. I would have been so happy in those early days if I could have found some free guidance on being your own boss that can be found online at Trevor… [Read More]

Cutting Household Bills Without Jeopardising Your Family’s Health

One thing which can often lead families into debt is household bills. After all, everything from heating bills, council tax, and water bills can lead us scrimping and saving to get by. But obviously, these things are important for our family to lead a happy and healthy life. However, while you can’t go without heating and water, there are some ways you can reduce the cost of the bills. In fact, here is how to cut household bills without jeopardising your family’s health. Be wiser with water It’s so easy for a family to use too much water on a… [Read More]

Start Saving for Christmas 2017 now!

I can’t believe that Christmas is over already! The turkey has been eaten, presents unwrapped and my front room now resembles a toy shop! Having said that though, I do have to give all credit to my wife for being super organised when it comes to Christmas shopping. She’s even made a start on saving for Christmas 2017 so I thought I’d let you know how she does it, but first, I read about Christmas savings on this website as they shared a video which was created by My Voucher Codes, and I wanted to share it with you too. I found… [Read More]

Has society's attitude changed towards buy now pay later?

As a society are we still living on the credit card or have we finally realised that it’s not a clever way to live? As the saying goes, robbing peter to pay Paul. Back in the nineties getting loans and credit cards with huge spending power was common place. It was easy to go online, fill out a few forms and a week later you would have a credit card with a £5000 limit. Before long you would have a selection of credit cards with similar credit limits. Money was easy to get, but it wasn’t your money, and you… [Read More]